Side-by-side · Q2 2026 data
Memphis Municipal Employees Federal Credit Union vs Knox Co. Employees Credit Union
Credit union
Memphis Municipal Employees Federal Credit Union
Memphis, Tennessee · Under $100 million in assets
Credit union
Knox Co. Employees Credit Union
Knoxville, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Memphis Municipal Employees Federal Credit Union | Knox Co. Employees Credit Union |
|---|---|---|
| TellerScore | 65 | 96 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 30 | 99 (stronger) |
| Earnings | 14 | 80 (stronger) |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 30th | 97th |
| Total assets | $14.6M | $12.5M |
| Deposits / shares | $11.5M | $10.1M |
| Capital ratio | 20.32% (stronger) | 18.82% |
| Problem loans | 2.10% | 0.04% (stronger) |
| Net charge-offs | 1.89% | 0.18% (stronger) |
| Return on assets | -0.16% | 1.51% (stronger) |
| Loans ÷ deposits | 44.0% (stronger) | 61.5% |
| Uninsured deposits | 0.0% (stronger) | 3.7% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Knox Co. Employees Credit Union has the higher TellerScore (96 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Memphis Municipal Employees Federal Credit Union leads on 3 and Knox Co. Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.