Side-by-side · Q2 2026 data
Memphis Municipal Employees Federal Credit Union vs Your Best Credit Union
Credit union
Memphis Municipal Employees Federal Credit Union
Memphis, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Memphis Municipal Employees Federal Credit Union | Your Best Credit Union |
|---|---|---|
| TellerScore | 65 | 70 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 30 | 89 (stronger) |
| Earnings | 14 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 71 |
| Problem-loan coverage | 93 (stronger) | 72 |
| Peer percentile | 30th | 40th |
| Total assets | $14.6M | $16.0M |
| Deposits / shares | $11.5M | $13.5M |
| Capital ratio | 20.32% (stronger) | 15.24% |
| Problem loans | 2.10% | 0.32% (stronger) |
| Net charge-offs | 1.89% | 1.46% (stronger) |
| Return on assets | -0.16% (stronger) | -0.51% |
| Loans ÷ deposits | 44.0% (stronger) | 89.7% |
| Uninsured deposits | 0.0% (stronger) | 14.6% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Your Best Credit Union has the higher TellerScore (70 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Memphis Municipal Employees Federal Credit Union leads on 4 and Your Best Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.