Side-by-side · Q2 2026 data
Menard Bank vs Avana Bank
Metric by metric
| Measure | Menard Bank | Avana Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 79 |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 100 (stronger) | 3 |
| Funding & liquidity | 62 | 89 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 84th | 63rd |
| Total assets | $90.7M | $39.6M |
| Deposits / shares | $82.2M | $30.6M |
| Capital ratio | 12.72% | 17.52% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 2.22% (stronger) | -0.42% |
| Loans ÷ deposits | 17.3% (stronger) | 46.3% |
| Uninsured deposits | 49.9% | 25.4% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Menard Bank has the higher TellerScore (87 vs 79). On the 5 directional measures above (where higher or lower is clearly better), Menard Bank leads on 3 and Avana Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Menard, TX