Side-by-side · Q2 2026 data
Menard Bank vs Texas Financial Bank
Metric by metric
| Measure | Menard Bank | Texas Financial Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 61 |
| Capital cushion | 77 (stronger) | 67 |
| Loan quality | 100 (stronger) | 67 |
| Earnings | 100 (stronger) | 33 |
| Funding & liquidity | 62 (stronger) | 57 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 84th | 20th |
| Total assets | $90.7M | $264.6M |
| Deposits / shares | $82.2M | $223.6M |
| Capital ratio | 12.72% (stronger) | 11.72% |
| Problem loans | 0.00% (stronger) | 1.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 2.22% (stronger) | 0.33% |
| Loans ÷ deposits | 17.3% (stronger) | 65.7% |
| Uninsured deposits | 49.9% | 48.6% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Menard Bank has the higher TellerScore (87 vs 61). On the 6 directional measures above (where higher or lower is clearly better), Menard Bank leads on 5 and Texas Financial Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.