Side-by-side · Q2 2026 data
Merchants & Farmers Bank of Greene County, Alabama vs BankFirst Financial Services
Bank
Merchants & Farmers Bank of Greene County, Alabama
Eutaw, Alabama · $100 million – $1 billion
Metric by metric
| Measure | Merchants & Farmers Bank of Greene County, Alabama | BankFirst Financial Services |
|---|---|---|
| TellerScore | 46 | 69 (stronger) |
| Capital cushion | 67 (stronger) | 59 |
| Loan quality | 0 | 74 (stronger) |
| Earnings | 51 | 64 (stronger) |
| Funding & liquidity | 76 (stronger) | 70 |
| Problem-loan coverage | 43 | 92 (stronger) |
| Peer percentile | 5th | 53rd |
| Total assets | $135.9M | $3.3B |
| Deposits / shares | $120.4M | $2.8B |
| Capital ratio | 11.69% (stronger) | 10.86% |
| Problem loans | 5.41% | 0.77% (stronger) |
| Net charge-offs | 0.11% | 0.10% (stronger) |
| Return on assets | 0.77% | 1.10% (stronger) |
| Loans ÷ deposits | 68.1% (stronger) | 79.3% |
| Uninsured deposits | 30.0% | 24.3% (stronger) |
| Offices | 3 | 44 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.5% |
BankFirst Financial Services has the higher TellerScore (69 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Merchants & Farmers Bank of Greene County, Alabama leads on 2 and BankFirst Financial Services on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.