Side-by-side · Q2 2026 data
Merchants & Farmers Bank of Greene County, Alabama vs First State Bank of the South, Inc.
Bank
Merchants & Farmers Bank of Greene County, Alabama
Eutaw, Alabama · $100 million – $1 billion
Metric by metric
| Measure | Merchants & Farmers Bank of Greene County, Alabama | First State Bank of the South, Inc. |
|---|---|---|
| TellerScore | 46 | 89 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 0 | 92 (stronger) |
| Earnings | 51 | 62 (stronger) |
| Funding & liquidity | 76 | 96 (stronger) |
| Problem-loan coverage | 43 | 88 (stronger) |
| Peer percentile | 5th | 94th |
| Total assets | $135.9M | $130.7M |
| Deposits / shares | $120.4M | $109.2M |
| Capital ratio | 11.69% | 16.38% (stronger) |
| Problem loans | 5.41% | 0.24% (stronger) |
| Net charge-offs | 0.11% | -0.01% (stronger) |
| Return on assets | 0.77% | 1.05% (stronger) |
| Loans ÷ deposits | 68.1% | 51.8% (stronger) |
| Uninsured deposits | 30.0% | 18.7% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank of the South, Inc. has the higher TellerScore (89 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Merchants & Farmers Bank of Greene County, Alabama leads on 0 and First State Bank of the South, Inc. on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.