Side-by-side · Q2 2026 data
Merchants & Farmers Bank of Greene County, Alabama vs Sweet Water State Bank
Bank
Merchants & Farmers Bank of Greene County, Alabama
Eutaw, Alabama · $100 million – $1 billion
Metric by metric
| Measure | Merchants & Farmers Bank of Greene County, Alabama | Sweet Water State Bank |
|---|---|---|
| TellerScore | 46 | 67 (stronger) |
| Capital cushion | 67 (stronger) | 47 |
| Loan quality | 0 | 57 (stronger) |
| Earnings | 51 | 84 (stronger) |
| Funding & liquidity | 76 | 92 (stronger) |
| Problem-loan coverage | 43 | 84 (stronger) |
| Peer percentile | 5th | 34th |
| Total assets | $135.9M | $150.0M |
| Deposits / shares | $120.4M | $134.8M |
| Capital ratio | 11.69% (stronger) | 9.74% |
| Problem loans | 5.41% | 1.30% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.44% |
| Return on assets | 0.77% | 1.59% (stronger) |
| Loans ÷ deposits | 68.1% | 56.9% (stronger) |
| Uninsured deposits | 30.0% | 22.9% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sweet Water State Bank has the higher TellerScore (67 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Merchants & Farmers Bank of Greene County, Alabama leads on 2 and Sweet Water State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.