Side-by-side · Q2 2026 data
Merchants and Planters Bank vs Bank of Wiggins
Metric by metric
| Measure | Merchants and Planters Bank | Bank of Wiggins |
|---|---|---|
| TellerScore | 91 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 79 |
| Loan quality | 100 (stronger) | 42 |
| Earnings | 69 (stronger) | 42 |
| Funding & liquidity | 84 | 91 (stronger) |
| Problem-loan coverage | 98 (stronger) | 86 |
| Peer percentile | 96th | 29th |
| Total assets | $199.0M | $228.1M |
| Deposits / shares | $161.7M | $204.5M |
| Capital ratio | 18.17% (stronger) | 12.93% |
| Problem loans | 0.00% (stronger) | 1.75% |
| Net charge-offs | -0.02% | -0.05% (stronger) |
| Return on assets | 1.22% (stronger) | 0.56% |
| Loans ÷ deposits | 58.5% | 44.7% (stronger) |
| Uninsured deposits | 29.4% | 23.3% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | — |
Merchants and Planters Bank has the higher TellerScore (91 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Merchants and Planters Bank leads on 4 and Bank of Wiggins on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.