Side-by-side · Q2 2026 data
Merchants and Planters Bank vs Bank of Winona
Metric by metric
| Measure | Merchants and Planters Bank | Bank of Winona |
|---|---|---|
| TellerScore | 91 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 81 |
| Loan quality | 100 (stronger) | 57 |
| Earnings | 69 (stronger) | 68 |
| Funding & liquidity | 84 | 93 (stronger) |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 96th | 61st |
| Total assets | $199.0M | $142.7M |
| Deposits / shares | $161.7M | $119.6M |
| Capital ratio | 18.17% (stronger) | 13.12% |
| Problem loans | 0.00% (stronger) | 1.30% |
| Net charge-offs | -0.02% (stronger) | 0.03% |
| Return on assets | 1.22% (stronger) | 1.19% |
| Loans ÷ deposits | 58.5% | 38.9% (stronger) |
| Uninsured deposits | 29.4% | 21.3% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | — |
Merchants and Planters Bank has the higher TellerScore (91 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Merchants and Planters Bank leads on 5 and Bank of Winona on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.