Side-by-side · Q2 2026 data
Merchants and Planters Bank vs Mississippi Highway Safty Pat Federal Credit Union
Credit union
Mississippi Highway Safty Pat Federal Credit Union
Jackson, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Merchants and Planters Bank | Mississippi Highway Safty Pat Federal Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 69 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 69 | 95 (stronger) |
| Funding & liquidity | 84 | 84 |
| Problem-loan coverage | 98 (stronger) | 75 |
| Peer percentile | 96th | 38th |
| Total assets | $199.0M | $13.1M |
| Deposits / shares | $161.7M | $9.3M |
| Capital ratio | 18.17% | 28.43% (stronger) |
| Problem loans | 0.00% (stronger) | 6.62% |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 1.22% | 1.88% (stronger) |
| Loans ÷ deposits | 58.5% (stronger) | 75.8% |
| Uninsured deposits | 29.4% | 0.0% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | — |
Merchants and Planters Bank has the higher TellerScore (91 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Merchants and Planters Bank leads on 4 and Mississippi Highway Safty Pat Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.