Side-by-side · Q2 2026 data
Merchants Bank of Indiana vs Centier Bank
Metric by metric
| Measure | Merchants Bank of Indiana | Centier Bank |
|---|---|---|
| TellerScore | 63 | 67 (stronger) |
| Capital cushion | 63 (stronger) | 57 |
| Loan quality | 61 | 73 (stronger) |
| Earnings | 80 | 83 (stronger) |
| Funding & liquidity | 35 | 43 (stronger) |
| Problem-loan coverage | 77 | 88 (stronger) |
| Peer percentile | 39th | 63rd |
| Total assets | $21.2B | $10.4B |
| Deposits / shares | $14.3B | $8.8B |
| Capital ratio | 11.28% (stronger) | 10.74% |
| Problem loans | 1.18% | 0.82% (stronger) |
| Net charge-offs | 0.41% | 0.08% (stronger) |
| Return on assets | 1.49% | 1.57% (stronger) |
| Loans ÷ deposits | 120.5% | 91.2% (stronger) |
| Uninsured deposits | 29.0% (stronger) | 38.5% |
| Offices | 8 | 62 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.6% | 21.6% |
Centier Bank has the higher TellerScore (67 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Merchants Bank of Indiana leads on 2 and Centier Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.