Side-by-side · Q2 2026 data
Meridian Credit Union vs River Community Credit Union
Metric by metric
| Measure | Meridian Credit Union | River Community Credit Union |
|---|---|---|
| TellerScore | 91 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 95 | 98 (stronger) |
| Earnings | 61 | 76 (stronger) |
| Funding & liquidity | 100 (stronger) | 82 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 90th | 92nd |
| Total assets | $34.4M | $30.4M |
| Deposits / shares | $28.6M | $25.4M |
| Capital ratio | 16.74% (stronger) | 15.83% |
| Problem loans | 0.14% | 0.06% (stronger) |
| Net charge-offs | 0.48% | 0.19% (stronger) |
| Return on assets | 1.02% | 1.41% (stronger) |
| Loans ÷ deposits | 46.3% (stronger) | 78.7% |
| Uninsured deposits | 2.1% (stronger) | 3.1% |
| Offices | 2 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
River Community Credit Union has the higher TellerScore (92 vs 91). On the 7 directional measures above (where higher or lower is clearly better), Meridian Credit Union leads on 3 and River Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.