Side-by-side · Q2 2026 data
Meridian Mutual Federal Credit Union vs Naheola Credit Union
Credit union
Meridian Mutual Federal Credit Union
Meridian, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Meridian Mutual Federal Credit Union | Naheola Credit Union |
|---|---|---|
| TellerScore | 71 | 74 (stronger) |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 60 (stronger) | 34 |
| Earnings | 48 | 86 (stronger) |
| Funding & liquidity | 100 (stronger) | 66 |
| Problem-loan coverage | 91 (stronger) | 84 |
| Peer percentile | 42nd | 63rd |
| Total assets | $71.2M | $219.6M |
| Deposits / shares | $62.6M | $178.7M |
| Capital ratio | 12.43% | 18.00% (stronger) |
| Problem loans | 1.19% (stronger) | 1.97% |
| Net charge-offs | 0.05% (stronger) | 0.16% |
| Return on assets | 0.69% | 1.66% (stronger) |
| Loans ÷ deposits | 53.6% (stronger) | 87.6% |
| Uninsured deposits | 5.8% (stronger) | 20.7% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Naheola Credit Union has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Meridian Mutual Federal Credit Union leads on 4 and Naheola Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.