Side-by-side · Q2 2026 data
Meritus Federal Credit Union vs Acadiana Medical Federal Credit Union
Credit union
Acadiana Medical Federal Credit Union
Lafayette, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Meritus Federal Credit Union | Acadiana Medical Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 92 (stronger) |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 78 | 100 (stronger) |
| Earnings | 14 | 62 (stronger) |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 45th | 92nd |
| Total assets | $246.0M | $13.5M |
| Deposits / shares | $208.8M | $10.0M |
| Capital ratio | 13.24% | 25.47% (stronger) |
| Problem loans | 0.67% | 0.00% (stronger) |
| Net charge-offs | 0.82% | 0.42% (stronger) |
| Return on assets | -0.15% | 1.06% (stronger) |
| Loans ÷ deposits | 79.2% | 60.1% (stronger) |
| Uninsured deposits | 1.1% | 0.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.1% | — |
Acadiana Medical Federal Credit Union has the higher TellerScore (92 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Meritus Federal Credit Union leads on 0 and Acadiana Medical Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.