Side-by-side · Q2 2026 data
Metro Bank vs Aod Federal Credit Union
Metric by metric
| Measure | Metro Bank | Aod Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 89 (stronger) |
| Capital cushion | 97 | 100 (stronger) |
| Loan quality | 61 | 82 (stronger) |
| Earnings | 77 (stronger) | 72 |
| Funding & liquidity | 76 | 96 (stronger) |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 90th | 94th |
| Total assets | $1.2B | $466.7M |
| Deposits / shares | $1.0B | $395.2M |
| Capital ratio | 14.68% | 16.36% (stronger) |
| Problem loans | 1.18% | 0.53% (stronger) |
| Net charge-offs | 0.18% (stronger) | 0.58% |
| Return on assets | 1.41% (stronger) | 1.30% |
| Loans ÷ deposits | 58.4% (stronger) | 63.9% |
| Uninsured deposits | 37.0% | 4.6% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.6% |
Aod Federal Credit Union has the higher TellerScore (89 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Metro Bank leads on 3 and Aod Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.