Side-by-side · Q2 2026 data
Metro Bank vs Citizens Bank & Trust
Metric by metric
| Measure | Metro Bank | Citizens Bank & Trust |
|---|---|---|
| TellerScore | 80 (stronger) | 67 |
| Capital cushion | 97 (stronger) | 39 |
| Loan quality | 61 | 97 (stronger) |
| Earnings | 77 (stronger) | 44 |
| Funding & liquidity | 76 | 83 (stronger) |
| Problem-loan coverage | 89 | 98 (stronger) |
| Peer percentile | 90th | 44th |
| Total assets | $1.2B | $1.2B |
| Deposits / shares | $1.0B | $1.1B |
| Capital ratio | 14.68% (stronger) | 8.93% |
| Problem loans | 1.18% | 0.08% (stronger) |
| Net charge-offs | 0.18% | 0.03% (stronger) |
| Return on assets | 1.41% (stronger) | 0.60% |
| Loans ÷ deposits | 58.4% | 56.0% (stronger) |
| Uninsured deposits | 37.0% | 30.3% (stronger) |
| Offices | 7 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.7% |
Metro Bank has the higher TellerScore (80 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Metro Bank leads on 3 and Citizens Bank & Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.