Side-by-side · Q2 2026 data
Metro Bank vs Coosa Pines Federal Credit Union
Credit union
Coosa Pines Federal Credit Union
Childersburg, Alabama · $100 million – $1 billion
Metric by metric
| Measure | Metro Bank | Coosa Pines Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 88 (stronger) |
| Capital cushion | 97 | 100 (stronger) |
| Loan quality | 61 | 71 (stronger) |
| Earnings | 77 | 91 (stronger) |
| Funding & liquidity | 76 | 88 (stronger) |
| Problem-loan coverage | 89 | 93 (stronger) |
| Peer percentile | 90th | 92nd |
| Total assets | $1.2B | $420.8M |
| Deposits / shares | $1.0B | $356.6M |
| Capital ratio | 14.68% | 16.20% (stronger) |
| Problem loans | 1.18% | 0.87% (stronger) |
| Net charge-offs | 0.18% (stronger) | 0.70% |
| Return on assets | 1.41% | 1.77% (stronger) |
| Loans ÷ deposits | 58.4% (stronger) | 72.3% |
| Uninsured deposits | 37.0% | 7.3% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.1% |
Coosa Pines Federal Credit Union has the higher TellerScore (88 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Metro Bank leads on 2 and Coosa Pines Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.