Side-by-side · Q2 2026 data
Metro North Federal Credit Union vs Jefferson County Teachers Credit Union
Credit union
Metro North Federal Credit Union
Jacksonville, Florida · Under $100 million in assets
Credit union
Jefferson County Teachers Credit Union
Monticello, Florida · Under $100 million in assets
Metric by metric
| Measure | Metro North Federal Credit Union | Jefferson County Teachers Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 89 |
| Loan quality | 98 (stronger) | 72 |
| Earnings | 37 | 40 (stronger) |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 83rd | 52nd |
| Total assets | $21.7M | $16.4M |
| Deposits / shares | $17.9M | $14.1M |
| Capital ratio | 16.74% (stronger) | 13.91% |
| Problem loans | 0.07% (stronger) | 0.85% |
| Net charge-offs | 0.00% (stronger) | 3.17% |
| Return on assets | 0.42% | 0.50% (stronger) |
| Loans ÷ deposits | 46.0% (stronger) | 74.9% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Metro North Federal Credit Union has the higher TellerScore (87 vs 75). On the 6 directional measures above (where higher or lower is clearly better), Metro North Federal Credit Union leads on 5 and Jefferson County Teachers Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.