Side-by-side · Q2 2026 data
Metro North Federal Credit Union vs South Atlantic Federal Credit Union
Credit union
Metro North Federal Credit Union
Jacksonville, Florida · Under $100 million in assets
Credit union
South Atlantic Federal Credit Union
Boca Raton, Florida · Under $100 million in assets
Metric by metric
| Measure | Metro North Federal Credit Union | South Atlantic Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 56 |
| Capital cushion | 100 (stronger) | 41 |
| Loan quality | 98 (stronger) | 58 |
| Earnings | 37 (stronger) | 29 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 83rd | 16th |
| Total assets | $21.7M | $17.8M |
| Deposits / shares | $17.9M | $15.9M |
| Capital ratio | 16.74% (stronger) | 9.11% |
| Problem loans | 0.07% (stronger) | 1.27% |
| Net charge-offs | 0.00% (stronger) | 0.17% |
| Return on assets | 0.42% (stronger) | 0.23% |
| Loans ÷ deposits | 46.0% (stronger) | 56.6% |
| Uninsured deposits | 0.0% (stronger) | 0.7% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Metro North Federal Credit Union has the higher TellerScore (87 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Metro North Federal Credit Union leads on 7 and South Atlantic Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.