Side-by-side · Q2 2026 data
Metropolitan Bank vs First Federal Savings and Loan Association of San Rafael
Bank
First Federal Savings and Loan Association of San Rafael
San Rafael, California · $100 million – $1 billion
Metric by metric
| Measure | Metropolitan Bank | First Federal Savings and Loan Association of San Rafael |
|---|---|---|
| TellerScore | 75 | 76 (stronger) |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 46 (stronger) | 24 |
| Funding & liquidity | 65 (stronger) | 40 |
| Problem-loan coverage | 68 | 100 (stronger) |
| Peer percentile | 61st | 64th |
| Total assets | $230.2M | $222.1M |
| Deposits / shares | $194.7M | $178.3M |
| Capital ratio | 13.09% | 18.75% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.64% (stronger) | 0.09% |
| Loans ÷ deposits | 95.1% (stronger) | 108.6% |
| Uninsured deposits | 10.3% (stronger) | 25.4% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Federal Savings and Loan Association of San Rafael has the higher TellerScore (76 vs 75). On the 5 directional measures above (where higher or lower is clearly better), Metropolitan Bank leads on 3 and First Federal Savings and Loan Association of San Rafael on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.