Side-by-side · Q2 2026 data
Metropolitan Bank vs Home Bank of California
Metric by metric
| Measure | Metropolitan Bank | Home Bank of California |
|---|---|---|
| TellerScore | 75 | 84 (stronger) |
| Capital cushion | 81 (stronger) | 73 |
| Loan quality | 100 | 100 |
| Earnings | 46 | 100 (stronger) |
| Funding & liquidity | 65 (stronger) | 48 |
| Problem-loan coverage | 68 | 100 (stronger) |
| Peer percentile | 61st | 86th |
| Total assets | $230.2M | $255.4M |
| Deposits / shares | $194.7M | $192.2M |
| Capital ratio | 13.09% (stronger) | 12.27% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 0.64% | 2.34% (stronger) |
| Loans ÷ deposits | 95.1% (stronger) | 121.2% |
| Uninsured deposits | 10.3% (stronger) | 16.6% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Home Bank of California has the higher TellerScore (84 vs 75). On the 6 directional measures above (where higher or lower is clearly better), Metropolitan Bank leads on 3 and Home Bank of California on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.