Side-by-side · Q2 2026 data
Metropolitan Teachers Credit Union vs A.U.B. Employees' Credit Union
Credit union
Metropolitan Teachers Credit Union
Nashville, Tennessee · Under $100 million in assets
Credit union
A.U.B. Employees' Credit Union
Athens, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Metropolitan Teachers Credit Union | A.U.B. Employees' Credit Union |
|---|---|---|
| TellerScore | 48 (stronger) | 43 |
| Capital cushion | 84 | 100 (stronger) |
| Loan quality | 0 | 0 |
| Earnings | 0 | 0 |
| Funding & liquidity | 100 (stronger) | 50 |
| Problem-loan coverage | 76 (stronger) | 50 |
| Peer percentile | 7th | 4th |
| Total assets | $2.5M | $1.4M |
| Deposits / shares | $2.1M | $1.1M |
| Capital ratio | 13.40% | 25.21% (stronger) |
| Problem loans | 6.02% (stronger) | 8.45% |
| Net charge-offs | 7.84% | 1.44% (stronger) |
| Return on assets | -10.18% | -4.96% (stronger) |
| Loans ÷ deposits | 33.3% (stronger) | 113.2% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Metropolitan Teachers Credit Union has the higher TellerScore (48 vs 43). On the 6 directional measures above (where higher or lower is clearly better), Metropolitan Teachers Credit Union leads on 3 and A.U.B. Employees' Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.