Side-by-side · Q2 2026 data
Miami Federal Credit Union vs City-County Employees Credit Union
Credit union
City-County Employees Credit Union
Clearwater, Florida · Under $100 million in assets
Metric by metric
| Measure | Miami Federal Credit Union | City-County Employees Credit Union |
|---|---|---|
| TellerScore | 63 (stronger) | 62 |
| Capital cushion | 69 (stronger) | 33 |
| Loan quality | 64 | 80 (stronger) |
| Earnings | 34 | 46 (stronger) |
| Funding & liquidity | 75 | 93 (stronger) |
| Problem-loan coverage | 85 | 87 (stronger) |
| Peer percentile | 26th | 24th |
| Total assets | $45.2M | $42.5M |
| Deposits / shares | $38.2M | $39.2M |
| Capital ratio | 11.92% (stronger) | 8.29% |
| Problem loans | 1.08% | 0.59% (stronger) |
| Net charge-offs | 0.16% (stronger) | 0.88% |
| Return on assets | 0.35% | 0.65% (stronger) |
| Loans ÷ deposits | 85.2% | 66.8% (stronger) |
| Uninsured deposits | 7.0% (stronger) | 10.1% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Miami Federal Credit Union has the higher TellerScore (63 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Miami Federal Credit Union leads on 4 and City-County Employees Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.