Side-by-side · Q2 2026 data
Miami Federal Credit Union vs Dade County Federal Credit Union
Metric by metric
| Measure | Miami Federal Credit Union | Dade County Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 84 (stronger) |
| Capital cushion | 69 | 81 (stronger) |
| Loan quality | 64 | 90 (stronger) |
| Earnings | 34 | 88 (stronger) |
| Funding & liquidity | 75 (stronger) | 68 |
| Problem-loan coverage | 85 | 96 (stronger) |
| Peer percentile | 26th | 93rd |
| Total assets | $45.2M | $1.5B |
| Deposits / shares | $38.2M | $1.2B |
| Capital ratio | 11.92% | 13.09% (stronger) |
| Problem loans | 1.08% | 0.31% (stronger) |
| Net charge-offs | 0.16% (stronger) | 0.38% |
| Return on assets | 0.35% | 1.69% (stronger) |
| Loans ÷ deposits | 85.2% (stronger) | 92.6% |
| Uninsured deposits | 7.0% (stronger) | 9.9% |
| Offices | 4 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 45.9% |
Dade County Federal Credit Union has the higher TellerScore (84 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Miami Federal Credit Union leads on 3 and Dade County Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.