Side-by-side · Q2 2026 data
Miami Savings Bank vs The Settlers Bank
Metric by metric
| Measure | Miami Savings Bank | The Settlers Bank |
|---|---|---|
| TellerScore | 83 | 94 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 86 | 94 (stronger) |
| Earnings | 59 | 93 (stronger) |
| Funding & liquidity | 66 | 79 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 84th | 98th |
| Total assets | $148.3M | $142.4M |
| Deposits / shares | $114.9M | $119.1M |
| Capital ratio | 23.18% (stronger) | 16.19% |
| Problem loans | 0.43% | 0.18% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.97% | 1.83% (stronger) |
| Loans ÷ deposits | 93.8% | 77.1% (stronger) |
| Uninsured deposits | 11.7% (stronger) | 18.4% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Settlers Bank has the higher TellerScore (94 vs 83). On the 6 directional measures above (where higher or lower is clearly better), Miami Savings Bank leads on 2 and The Settlers Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.