Side-by-side · Q2 2026 data
Michigan Columbus Federal Credit Union vs Lake Huron Credit Union
Credit union
Michigan Columbus Federal Credit Union
Livonia, Michigan · Under $100 million in assets
Metric by metric
| Measure | Michigan Columbus Federal Credit Union | Lake Huron Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 74 |
| Capital cushion | 100 (stronger) | 98 |
| Loan quality | 66 (stronger) | 58 |
| Earnings | 52 | 57 (stronger) |
| Funding & liquidity | 100 (stronger) | 66 |
| Problem-loan coverage | 96 (stronger) | 87 |
| Peer percentile | 70th | 49th |
| Total assets | $75.0M | $81.5M |
| Deposits / shares | $62.4M | $66.9M |
| Capital ratio | 16.57% (stronger) | 14.80% |
| Problem loans | 1.01% (stronger) | 1.25% |
| Net charge-offs | 0.46% | 0.13% (stronger) |
| Return on assets | 0.80% | 0.92% (stronger) |
| Loans ÷ deposits | 42.3% (stronger) | 94.6% |
| Uninsured deposits | 3.9% (stronger) | 5.3% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 56.5% |
Michigan Columbus Federal Credit Union has the higher TellerScore (82 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Michigan Columbus Federal Credit Union leads on 5 and Lake Huron Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.