Side-by-side · Q2 2026 data
Michigan Columbus Federal Credit Union vs Thornapple Credit Union
Credit union
Michigan Columbus Federal Credit Union
Livonia, Michigan · Under $100 million in assets
Metric by metric
| Measure | Michigan Columbus Federal Credit Union | Thornapple Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 66 | 80 (stronger) |
| Earnings | 52 | 66 (stronger) |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 96 (stronger) | 90 |
| Peer percentile | 70th | 36th |
| Total assets | $75.0M | $79.2M |
| Deposits / shares | $62.4M | $70.5M |
| Capital ratio | 16.57% (stronger) | 9.81% |
| Problem loans | 1.01% | 0.59% (stronger) |
| Net charge-offs | 0.46% | 0.21% (stronger) |
| Return on assets | 0.80% | 1.14% (stronger) |
| Loans ÷ deposits | 42.3% (stronger) | 86.4% |
| Uninsured deposits | 3.9% (stronger) | 3.9% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Michigan Columbus Federal Credit Union has the higher TellerScore (82 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Michigan Columbus Federal Credit Union leads on 4 and Thornapple Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.