Side-by-side · Q2 2026 data
Michigan Educational Credit Union vs 4front Credit Union
Metric by metric
| Measure | Michigan Educational Credit Union | 4front Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 54 |
| Capital cushion | 67 (stronger) | 52 |
| Loan quality | 90 (stronger) | 42 |
| Earnings | 40 | 44 (stronger) |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 98 (stronger) | 75 |
| Peer percentile | 75th | 11th |
| Total assets | $1.1B | $1.0B |
| Deposits / shares | $987.0M | $929.6M |
| Capital ratio | 11.70% (stronger) | 10.15% |
| Problem loans | 0.29% (stronger) | 1.73% |
| Net charge-offs | 0.16% (stronger) | 0.43% |
| Return on assets | 0.49% | 0.61% (stronger) |
| Loans ÷ deposits | 48.9% (stronger) | 80.8% |
| Uninsured deposits | 4.8% | 4.3% (stronger) |
| Offices | 7 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.0% |
Michigan Educational Credit Union has the higher TellerScore (75 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Michigan Educational Credit Union leads on 5 and 4front Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.