Side-by-side · Q2 2026 data
Michigan First Credit Union vs Credit Union One
Metric by metric
| Measure | Michigan First Credit Union | Credit Union One |
|---|---|---|
| TellerScore | 72 | 76 (stronger) |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 62 | 86 (stronger) |
| Earnings | 44 | 67 (stronger) |
| Funding & liquidity | 63 | 78 (stronger) |
| Problem-loan coverage | 87 | 94 (stronger) |
| Peer percentile | 66th | 79th |
| Total assets | $1.5B | $1.8B |
| Deposits / shares | $1.1B | $1.6B |
| Capital ratio | 15.80% (stronger) | 11.63% |
| Problem loans | 1.14% | 0.42% (stronger) |
| Net charge-offs | 0.95% | 0.32% (stronger) |
| Return on assets | 0.59% | 1.18% (stronger) |
| Loans ÷ deposits | 97.4% | 82.5% (stronger) |
| Uninsured deposits | 5.6% (stronger) | 5.9% |
| Offices | 22 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.1% | 29.5% |
Credit Union One has the higher TellerScore (76 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Michigan First Credit Union leads on 2 and Credit Union One on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.