Side-by-side · Q2 2026 data
Michigan First Credit Union vs Financial Plus Credit Union
Metric by metric
| Measure | Michigan First Credit Union | Financial Plus Credit Union |
|---|---|---|
| TellerScore | 72 | 72 |
| Capital cushion | 100 (stronger) | 67 |
| Loan quality | 62 | 84 (stronger) |
| Earnings | 44 | 56 (stronger) |
| Funding & liquidity | 63 | 71 (stronger) |
| Problem-loan coverage | 87 | 93 (stronger) |
| Peer percentile | 66th | 66th |
| Total assets | $1.5B | $1.7B |
| Deposits / shares | $1.1B | $1.4B |
| Capital ratio | 15.80% (stronger) | 11.71% |
| Problem loans | 1.14% | 0.48% (stronger) |
| Net charge-offs | 0.95% | 0.67% (stronger) |
| Return on assets | 0.59% | 0.90% (stronger) |
| Loans ÷ deposits | 97.4% | 89.6% (stronger) |
| Uninsured deposits | 5.6% (stronger) | 8.3% |
| Offices | 22 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.1% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Michigan First Credit Union leads on 2 and Financial Plus Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.