Side-by-side · Q2 2026 data
Mid America Bank vs Legends Bank
Metric by metric
| Measure | Mid America Bank | Legends Bank |
|---|---|---|
| TellerScore | 70 | 90 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 70 | 83 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 42 | 65 (stronger) |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 58th | 95th |
| Total assets | $1.2B | $635.5M |
| Deposits / shares | $1.0B | $515.2M |
| Capital ratio | 10.76% | 18.31% (stronger) |
| Problem loans | 0.89% | 0.51% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.02% |
| Return on assets | 2.07% | 2.26% (stronger) |
| Loans ÷ deposits | 78.8% (stronger) | 88.1% |
| Uninsured deposits | 49.9% | 21.6% (stronger) |
| Offices | 11 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | 8.5% |
Legends Bank has the higher TellerScore (90 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Mid America Bank leads on 2 and Legends Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Jefferson City, MO
- Belle, MO
- Linn, MO