Side-by-side · Q2 2026 data
Mid America Bank vs PSB Bank
Metric by metric
| Measure | Mid America Bank | PSB Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 65 |
| Capital cushion | 58 (stronger) | 31 |
| Loan quality | 70 | 90 (stronger) |
| Earnings | 100 (stronger) | 68 |
| Funding & liquidity | 42 | 65 (stronger) |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 58th | 29th |
| Total assets | $1.2B | $854.5M |
| Deposits / shares | $1.0B | $694.1M |
| Capital ratio | 10.76% (stronger) | 8.12% |
| Problem loans | 0.89% | 0.29% (stronger) |
| Net charge-offs | -0.00% | -0.01% (stronger) |
| Return on assets | 2.07% (stronger) | 1.19% |
| Loans ÷ deposits | 78.8% (stronger) | 95.7% |
| Uninsured deposits | 49.9% | 8.9% (stronger) |
| Offices | 11 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | 4.5% |
Mid America Bank has the higher TellerScore (70 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Mid America Bank leads on 4 and PSB Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.