Side-by-side · Q2 2026 data
Mid America Bank vs St. Louis Bank
Metric by metric
| Measure | Mid America Bank | St. Louis Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 38 |
| Capital cushion | 58 (stronger) | 38 |
| Loan quality | 70 (stronger) | 4 |
| Earnings | 100 (stronger) | 57 |
| Funding & liquidity | 42 | 61 (stronger) |
| Problem-loan coverage | 90 (stronger) | 49 |
| Peer percentile | 58th | 1st |
| Total assets | $1.2B | $1.1B |
| Deposits / shares | $1.0B | $995.3M |
| Capital ratio | 10.76% (stronger) | 8.81% |
| Problem loans | 0.89% (stronger) | 2.87% |
| Net charge-offs | -0.00% | -0.02% (stronger) |
| Return on assets | 2.07% (stronger) | 0.92% |
| Loans ÷ deposits | 78.8% (stronger) | 90.2% |
| Uninsured deposits | 49.9% | 23.6% (stronger) |
| Offices | 11 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | — |
Mid America Bank has the higher TellerScore (70 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Mid America Bank leads on 5 and St. Louis Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.