Side-by-side · Q2 2026 data
Mid-America Bank vs Farmers Bank & Trust
Metric by metric
| Measure | Mid-America Bank | Farmers Bank & Trust |
|---|---|---|
| TellerScore | 76 | 96 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 96 (stronger) | 94 |
| Earnings | 89 | 100 (stronger) |
| Funding & liquidity | 61 | 87 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 64th | 100th |
| Total assets | $573.3M | $1.1B |
| Deposits / shares | $456.4M | $699.1M |
| Capital ratio | 10.18% | 23.97% (stronger) |
| Problem loans | 0.13% (stronger) | 0.19% |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 1.72% | 2.56% (stronger) |
| Loans ÷ deposits | 99.4% | 71.3% (stronger) |
| Uninsured deposits | 13.6% (stronger) | 16.6% |
| Offices | 7 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.7% |
Farmers Bank & Trust has the higher TellerScore (96 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Mid-America Bank leads on 2 and Farmers Bank & Trust on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.