TellerScore

Side-by-side · Q2 2026 data

Mid-America Bank vs The Bank

Bank

Mid-America Bank

Baldwin City, Kansas · $100 million – $1 billion

76of 100
Strong

Bank

The Bank

Oberlin, Kansas · $100 million – $1 billion

59of 100
Moderate

Metric by metric

MeasureMid-America BankThe Bank
TellerScore76 (stronger)59
Capital cushion5265 (stronger)
Loan quality96 (stronger)0
Earnings89100 (stronger)
Funding & liquidity6184 (stronger)
Problem-loan coverage98 (stronger)67
Peer percentile64th17th
Total assets$573.3M$617.3M
Deposits / shares$456.4M$540.5M
Capital ratio10.18%11.46% (stronger)
Problem loans0.13% (stronger)3.45%
Net charge-offs0.02%-0.00% (stronger)
Return on assets1.72%2.50% (stronger)
Loans ÷ deposits99.4%68.5% (stronger)
Uninsured deposits13.6% (stronger)21.9%
Offices714
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Mid-America Bank has the higher TellerScore (76 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Mid-America Bank leads on 3 and The Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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