Side-by-side · Q2 2026 data
Mid-America Bank vs United Northwest Federal Credit Union
Credit union
United Northwest Federal Credit Union
Norton, Kansas · Under $100 million in assets
Metric by metric
| Measure | Mid-America Bank | United Northwest Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 87 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 96 (stronger) | 88 |
| Earnings | 89 (stronger) | 50 |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 64th | 83rd |
| Total assets | $573.3M | $54.5M |
| Deposits / shares | $456.4M | $45.5M |
| Capital ratio | 10.18% | 15.87% (stronger) |
| Problem loans | 0.13% (stronger) | 0.35% |
| Net charge-offs | 0.02% (stronger) | 0.12% |
| Return on assets | 1.72% (stronger) | 0.76% |
| Loans ÷ deposits | 99.4% | 47.0% (stronger) |
| Uninsured deposits | 13.6% | 4.7% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Northwest Federal Credit Union has the higher TellerScore (87 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Mid-America Bank leads on 3 and United Northwest Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Norton, KS