Side-by-side · Q2 2026 data
Mid-Missouri Bank vs First Independent Bank
Metric by metric
| Measure | Mid-Missouri Bank | First Independent Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 74 |
| Capital cushion | 58 | 66 (stronger) |
| Loan quality | 98 (stronger) | 67 |
| Earnings | 85 (stronger) | 70 |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 77th | 57th |
| Total assets | $946.7M | $147.6M |
| Deposits / shares | $844.3M | $131.4M |
| Capital ratio | 10.80% | 11.63% (stronger) |
| Problem loans | 0.07% (stronger) | 1.00% |
| Net charge-offs | 0.04% (stronger) | 0.10% |
| Return on assets | 1.63% (stronger) | 1.24% |
| Loans ÷ deposits | 79.6% | 55.5% (stronger) |
| Uninsured deposits | 20.7% | 5.8% (stronger) |
| Offices | 11 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mid-Missouri Bank has the higher TellerScore (80 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Mid-Missouri Bank leads on 4 and First Independent Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.