Side-by-side · Q2 2026 data
Mid-Missouri Bank vs Guaranty Bank
Metric by metric
| Measure | Mid-Missouri Bank | Guaranty Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 68 |
| Capital cushion | 58 | 73 (stronger) |
| Loan quality | 98 (stronger) | 71 |
| Earnings | 85 (stronger) | 58 |
| Funding & liquidity | 74 (stronger) | 50 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 77th | 49th |
| Total assets | $946.7M | $2.4B |
| Deposits / shares | $844.3M | $1.9B |
| Capital ratio | 10.80% | 12.34% (stronger) |
| Problem loans | 0.07% (stronger) | 0.88% |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.63% (stronger) | 0.95% |
| Loans ÷ deposits | 79.6% (stronger) | 96.1% |
| Uninsured deposits | 20.7% (stronger) | 27.7% |
| Offices | 11 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.5% |
Mid-Missouri Bank has the higher TellerScore (80 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Mid-Missouri Bank leads on 5 and Guaranty Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.