Side-by-side · Q2 2026 data
Mid-Missouri Bank vs Heritage Bank of the Ozarks
Metric by metric
| Measure | Mid-Missouri Bank | Heritage Bank of the Ozarks |
|---|---|---|
| TellerScore | 80 (stronger) | 45 |
| Capital cushion | 58 (stronger) | 46 |
| Loan quality | 98 (stronger) | 9 |
| Earnings | 85 (stronger) | 67 |
| Funding & liquidity | 74 (stronger) | 65 |
| Problem-loan coverage | 99 (stronger) | 55 |
| Peer percentile | 77th | 4th |
| Total assets | $946.7M | $424.0M |
| Deposits / shares | $844.3M | $376.9M |
| Capital ratio | 10.80% (stronger) | 9.64% |
| Problem loans | 0.07% (stronger) | 2.74% |
| Net charge-offs | 0.04% | 0.01% (stronger) |
| Return on assets | 1.63% (stronger) | 1.18% |
| Loans ÷ deposits | 79.6% (stronger) | 86.1% |
| Uninsured deposits | 20.7% (stronger) | 23.3% |
| Offices | 11 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mid-Missouri Bank has the higher TellerScore (80 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Mid-Missouri Bank leads on 6 and Heritage Bank of the Ozarks on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.