Side-by-side · Q2 2026 data
Mid-Tex Federal Credit Union vs Beaumont Community Credit Union
Metric by metric
| Measure | Mid-Tex Federal Credit Union | Beaumont Community Credit Union |
|---|---|---|
| TellerScore | 65 | 82 (stronger) |
| Capital cushion | 42 | 87 (stronger) |
| Loan quality | 70 | 100 (stronger) |
| Earnings | 56 (stronger) | 27 |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 30th | 70th |
| Total assets | $36.4M | $35.8M |
| Deposits / shares | $33.7M | $30.6M |
| Capital ratio | 9.20% | 13.69% (stronger) |
| Problem loans | 0.90% | 0.00% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.48% |
| Return on assets | 0.89% (stronger) | 0.18% |
| Loans ÷ deposits | 62.6% | 38.7% (stronger) |
| Uninsured deposits | 4.8% (stronger) | 5.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Beaumont Community Credit Union has the higher TellerScore (82 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Mid-Tex Federal Credit Union leads on 3 and Beaumont Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.