Side-by-side · Q2 2026 data
MidAmerica National Bank vs Peoples Bank & Trust
Metric by metric
| Measure | MidAmerica National Bank | Peoples Bank & Trust |
|---|---|---|
| TellerScore | 42 | 64 (stronger) |
| Capital cushion | 49 | 57 (stronger) |
| Loan quality | 0 | 47 (stronger) |
| Earnings | 54 | 100 (stronger) |
| Funding & liquidity | 85 (stronger) | 49 |
| Problem-loan coverage | 39 | 82 (stronger) |
| Peer percentile | 3rd | 26th |
| Total assets | $685.0M | $656.6M |
| Deposits / shares | $613.0M | $522.2M |
| Capital ratio | 9.86% | 10.73% (stronger) |
| Problem loans | 4.37% | 1.58% (stronger) |
| Net charge-offs | 0.36% | 0.01% (stronger) |
| Return on assets | 0.85% | 2.16% (stronger) |
| Loans ÷ deposits | 71.8% (stronger) | 80.2% |
| Uninsured deposits | 17.7% (stronger) | 43.2% |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.8% | — |
Peoples Bank & Trust has the higher TellerScore (64 vs 42). On the 7 directional measures above (where higher or lower is clearly better), MidAmerica National Bank leads on 2 and Peoples Bank & Trust on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.