Side-by-side · Q2 2026 data
MidAmerica National Bank vs Prairie State Bank and Trust
Metric by metric
| Measure | MidAmerica National Bank | Prairie State Bank and Trust |
|---|---|---|
| TellerScore | 42 | 80 (stronger) |
| Capital cushion | 49 | 74 (stronger) |
| Loan quality | 0 | 83 (stronger) |
| Earnings | 54 | 83 (stronger) |
| Funding & liquidity | 85 (stronger) | 75 |
| Problem-loan coverage | 39 | 95 (stronger) |
| Peer percentile | 3rd | 77th |
| Total assets | $685.0M | $840.1M |
| Deposits / shares | $613.0M | $730.2M |
| Capital ratio | 9.86% | 12.39% (stronger) |
| Problem loans | 4.37% | 0.52% (stronger) |
| Net charge-offs | 0.36% | 0.04% (stronger) |
| Return on assets | 0.85% | 1.58% (stronger) |
| Loans ÷ deposits | 71.8% (stronger) | 74.9% |
| Uninsured deposits | 17.7% (stronger) | 24.3% |
| Offices | 5 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.8% | 3.9% |
Prairie State Bank and Trust has the higher TellerScore (80 vs 42). On the 7 directional measures above (where higher or lower is clearly better), MidAmerica National Bank leads on 2 and Prairie State Bank and Trust on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lewistown, IL