Side-by-side · Q2 2026 data
MidAmerica National Bank vs Prospect Bank
Metric by metric
| Measure | MidAmerica National Bank | Prospect Bank |
|---|---|---|
| TellerScore | 42 | 57 (stronger) |
| Capital cushion | 49 (stronger) | 35 |
| Loan quality | 0 | 85 (stronger) |
| Earnings | 54 (stronger) | 30 |
| Funding & liquidity | 85 (stronger) | 69 |
| Problem-loan coverage | 39 | 90 (stronger) |
| Peer percentile | 3rd | 14th |
| Total assets | $685.0M | $715.6M |
| Deposits / shares | $613.0M | $603.4M |
| Capital ratio | 9.86% (stronger) | 8.50% |
| Problem loans | 4.37% | 0.45% (stronger) |
| Net charge-offs | 0.36% | 0.01% (stronger) |
| Return on assets | 0.85% (stronger) | 0.26% |
| Loans ÷ deposits | 71.8% (stronger) | 77.9% |
| Uninsured deposits | 17.7% (stronger) | 27.3% |
| Offices | 5 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.8% | 17.8% |
Prospect Bank has the higher TellerScore (57 vs 42). On the 7 directional measures above (where higher or lower is clearly better), MidAmerica National Bank leads on 4 and Prospect Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.