Side-by-side · Q2 2026 data
MidAmerica National Bank vs Time Bank
Metric by metric
| Measure | MidAmerica National Bank | Time Bank |
|---|---|---|
| TellerScore | 42 | 70 (stronger) |
| Capital cushion | 49 | 69 (stronger) |
| Loan quality | 0 | 42 (stronger) |
| Earnings | 54 | 100 (stronger) |
| Funding & liquidity | 85 (stronger) | 72 |
| Problem-loan coverage | 39 | 83 (stronger) |
| Peer percentile | 3rd | 43rd |
| Total assets | $685.0M | $712.8M |
| Deposits / shares | $613.0M | $608.2M |
| Capital ratio | 9.86% | 11.91% (stronger) |
| Problem loans | 4.37% | 1.75% (stronger) |
| Net charge-offs | 0.36% | 0.00% (stronger) |
| Return on assets | 0.85% | 2.02% (stronger) |
| Loans ÷ deposits | 71.8% (stronger) | 84.1% |
| Uninsured deposits | 17.7% (stronger) | 19.1% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.8% | — |
Time Bank has the higher TellerScore (70 vs 42). On the 7 directional measures above (where higher or lower is clearly better), MidAmerica National Bank leads on 2 and Time Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.