Side-by-side · Q2 2026 data
Midcoast Federal Credit Union vs New Dimensions Federal Credit Union
Credit union
New Dimensions Federal Credit Union
Waterville, Maine · $100 million – $1 billion
Metric by metric
| Measure | Midcoast Federal Credit Union | New Dimensions Federal Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 46 |
| Capital cushion | 61 (stronger) | 29 |
| Loan quality | 86 (stronger) | 49 |
| Earnings | 32 | 41 (stronger) |
| Funding & liquidity | 69 (stronger) | 66 |
| Problem-loan coverage | 94 (stronger) | 69 |
| Peer percentile | 37th | 3rd |
| Total assets | $267.1M | $244.1M |
| Deposits / shares | $235.7M | $209.3M |
| Capital ratio | 11.11% (stronger) | 7.93% |
| Problem loans | 0.41% (stronger) | 1.54% |
| Net charge-offs | 0.30% (stronger) | 0.48% |
| Return on assets | 0.31% | 0.54% (stronger) |
| Loans ÷ deposits | 91.2% (stronger) | 94.4% |
| Uninsured deposits | 5.5% | 2.0% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Midcoast Federal Credit Union has the higher TellerScore (66 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Midcoast Federal Credit Union leads on 5 and New Dimensions Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.