Side-by-side · Q2 2026 data
Middletown Valley Bank vs Presidential Bank, FSB
Metric by metric
| Measure | Middletown Valley Bank | Presidential Bank, FSB |
|---|---|---|
| TellerScore | 63 (stronger) | 51 |
| Capital cushion | 42 | 46 (stronger) |
| Loan quality | 96 (stronger) | 45 |
| Earnings | 38 | 40 (stronger) |
| Funding & liquidity | 62 | 69 (stronger) |
| Problem-loan coverage | 98 (stronger) | 74 |
| Peer percentile | 30th | 8th |
| Total assets | $1.2B | $1.0B |
| Deposits / shares | $1.1B | $897.1M |
| Capital ratio | 9.18% | 9.63% (stronger) |
| Problem loans | 0.12% (stronger) | 1.64% |
| Net charge-offs | 0.02% (stronger) | 0.09% |
| Return on assets | 0.45% | 0.49% (stronger) |
| Loans ÷ deposits | 89.6% | 86.5% (stronger) |
| Uninsured deposits | 23.2% | 18.9% (stronger) |
| Offices | 9 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | 6.9% |
Middletown Valley Bank has the higher TellerScore (63 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Middletown Valley Bank leads on 3 and Presidential Bank, FSB on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.