Side-by-side · Q2 2026 data
MidFirst Bank vs First United Bank and Trust Company
Metric by metric
| Measure | MidFirst Bank | First United Bank and Trust Company |
|---|---|---|
| TellerScore | 34 | 50 (stronger) |
| Capital cushion | 40 | 48 (stronger) |
| Loan quality | 0 | 44 (stronger) |
| Earnings | 78 (stronger) | 57 |
| Funding & liquidity | 40 | 41 (stronger) |
| Problem-loan coverage | 0 | 70 (stronger) |
| Peer percentile | 3rd | 11th |
| Total assets | $42.8B | $16.6B |
| Deposits / shares | $25.3B | $13.3B |
| Capital ratio | 9.01% | 9.80% (stronger) |
| Problem loans | 18.31% | 1.69% (stronger) |
| Net charge-offs | 0.06% | 0.06% (stronger) |
| Return on assets | 1.46% (stronger) | 0.92% |
| Loans ÷ deposits | 131.5% | 95.0% (stronger) |
| Uninsured deposits | 24.4% (stronger) | 36.5% |
| Offices | 93 | 74 |
| CFPB complaints (3 yrs) | 954 | — |
| Complaints per $1B deposits | 37.7 | — |
| Mortgage denial rate (HMDA) | 16.3% | 8.1% |
First United Bank and Trust Company has the higher TellerScore (50 vs 34). On the 7 directional measures above (where higher or lower is clearly better), MidFirst Bank leads on 2 and First United Bank and Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.