Side-by-side · Q2 2026 data
MidFirst Bank vs Liberty National Bank
Metric by metric
| Measure | MidFirst Bank | Liberty National Bank |
|---|---|---|
| TellerScore | 34 | 84 (stronger) |
| Capital cushion | 40 | 53 (stronger) |
| Loan quality | 0 | 99 (stronger) |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 40 | 86 (stronger) |
| Problem-loan coverage | 0 | 100 (stronger) |
| Peer percentile | 3rd | 95th |
| Total assets | $42.8B | $1.3B |
| Deposits / shares | $25.3B | $1.2B |
| Capital ratio | 9.01% | 10.31% (stronger) |
| Problem loans | 18.31% | 0.02% (stronger) |
| Net charge-offs | 0.06% | 0.01% (stronger) |
| Return on assets | 1.46% | 2.15% (stronger) |
| Loans ÷ deposits | 131.5% | 74.3% (stronger) |
| Uninsured deposits | 24.4% | 11.7% (stronger) |
| Offices | 93 | 9 |
| CFPB complaints (3 yrs) | 959 | — |
| Complaints per $1B deposits | 37.9 | — |
| Mortgage denial rate (HMDA) | 16.3% | 4.7% |
Liberty National Bank has the higher TellerScore (84 vs 34). On the 7 directional measures above (where higher or lower is clearly better), MidFirst Bank leads on 0 and Liberty National Bank on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.