Side-by-side · Q2 2026 data
MidFirst Bank vs Oklahoma Federal Credit Union
Credit union
Oklahoma Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | MidFirst Bank | Oklahoma Federal Credit Union |
|---|---|---|
| TellerScore | 34 | 91 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 0 | 92 (stronger) |
| Earnings | 78 | 87 (stronger) |
| Funding & liquidity | 40 | 74 (stronger) |
| Problem-loan coverage | 0 | 98 (stronger) |
| Peer percentile | 3rd | 96th |
| Total assets | $42.8B | $198.9M |
| Deposits / shares | $25.3B | $159.2M |
| Capital ratio | 9.01% | 20.23% (stronger) |
| Problem loans | 18.31% | 0.24% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.63% |
| Return on assets | 1.46% | 1.66% (stronger) |
| Loans ÷ deposits | 131.5% | 78.8% (stronger) |
| Uninsured deposits | 24.4% | 21.4% (stronger) |
| Offices | 93 | 2 |
| CFPB complaints (3 yrs) | 954 | — |
| Complaints per $1B deposits | 37.7 | — |
| Mortgage denial rate (HMDA) | 16.3% | 0.0% |
Oklahoma Federal Credit Union has the higher TellerScore (91 vs 34). On the 7 directional measures above (where higher or lower is clearly better), MidFirst Bank leads on 1 and Oklahoma Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.