Side-by-side · Q2 2026 data
Midflorida Credit Union vs Addition Financial Credit Union
Metric by metric
| Measure | Midflorida Credit Union | Addition Financial Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 61 |
| Capital cushion | 57 (stronger) | 50 |
| Loan quality | 85 (stronger) | 53 |
| Earnings | 71 (stronger) | 48 |
| Funding & liquidity | 69 | 98 (stronger) |
| Problem-loan coverage | 93 (stronger) | 84 |
| Peer percentile | 66th | 27th |
| Total assets | $9.8B | $3.8B |
| Deposits / shares | $8.6B | $3.4B |
| Capital ratio | 10.69% (stronger) | 9.98% |
| Problem loans | 0.46% (stronger) | 1.40% |
| Net charge-offs | 0.42% (stronger) | 1.27% |
| Return on assets | 1.27% (stronger) | 0.70% |
| Loans ÷ deposits | 90.9% | 62.3% (stronger) |
| Uninsured deposits | 13.2% | 5.3% (stronger) |
| Offices | 66 | 36 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Midflorida Credit Union has the higher TellerScore (72 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Midflorida Credit Union leads on 5 and Addition Financial Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.